中意一生保终身寿险（怡享版）-条款.pdf

中意人寿[2019]终身寿险005号

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本阅读提示是为了帮助您更好理解条款，对本合同内容的解释以条款正文为准。

您拥有的重要权益

在犹豫期内您若要求解除合同，我们仅扣除工本费··················································1.5

被保险人可以享有本合同提供的保障利益······························································2.4

您有权解除合同··································································································7

您应当特别注意的事项

在某些情况下，我们不承担保险责任·········································1.5、2.6、3.2、7.1、9.1

您应及时向我们通知保险事故·············································································3.2

保险金的申请权应在一定期间内行使····································································3.7

您应按时支付保险费··························································································4.1

在某些情况下，本合同效力中止······················································4.2、4.3、5.2、6.1

解除合同会给您造成一定的损失，请您慎重决策·····················································7.1

在某些情况下，本合同效力终止··········································································8.1

您有如实告知的义务··························································································9.1

我们对一些重要术语进行了解释，请您注意····························································11

条款是保险合同的重要内容，为充分保障您的权益，请您仔细阅读本条款。

条款目录

1您与我们订立的合同3.3保险金的申请7合同解除

1.1合同构成3.4司法鉴定7.1解除合同的手续及风险

1.2保险合同成立与生效3.5保险金的给付8合同效力的终止

1.3投保年龄3.6宣告死亡处理8.1合同效力的终止

1.4合同的签收3.7诉讼时效9如实告知

1.5犹豫期4保险费的支付9.1明确说明与如实告知

2我们提供的保障4.1保险费的支付9.2本公司合同解除权的限制

2.1基本保险金额4.2宽限期