强监管下贵州省保险业服务实体经济途径研究.docx

PAGE PAGE IV 强监管下贵州省保险业服务实体经济途径研究 摘要 近年来，贵州省经济迅速发展，经济实力和整体国家力量大幅加强，城市和农村的收入和消费水平也在不断增加。同时，贵州省的保险业也经历了史无前例的快速发展，保险资本的规模迅速扩大，保险业的水平大幅上升，国家经济的地位急剧增加。本稿在贵州省的保险产业发展和经济增长的现状,并分析贵州省经济的保险产业的作用的同时,定性的分析贵州省的保险产业的经济增长,即消费途径,出口渠道,资本积累渠道和促进就业渠道对经济增长的影响。之后，根据理论研究分析促进经济增长的保险业的作用，研究了贵州省的保险产业经济增长的方案。最后，根据理论研究和实证研究结果，本文提出了促进经济增长的政策建议。 关键词:贵州省；保险业发展；经济增长；实证分析  Abstract In recent years, Guizhous economy has developed rapidly, economic strength and overall national power have been significantly strengthened, and the income and consumption levels of urban and rural areas are also increasing. At the same time, the insurance industry in Guizhou Province also experienced an unprecedented rapid development. The scale of insurance capital has rapidly expanded, the level of the insurance industry has risen sharply, and the country’s economic status has increased dramatically. The current version of the insurance industry in Guizhou Province and the status quo of economic growth, and analyzes the role of the provinces economic insurance industry, qualitatively analyzes the economic growth of the insurance industry in Guizhou Province, namely, consumption channels, export channels, and capital accumulation channels. Promote the impact of employment channels on economic growth. Afterwards, the role of the insurance industry that promotes economic growth was analyzed based on theoretical research, and the plan for economic growth in the insurance industry in Key words: guizhou province; Development of the insurance industry; Economic growth; The empirical analysis  目 录 TOC \o 1-3 \h \z \u 摘要 I Abstract 1 1绪论 1 1.1 研究背景及意义 1 1.2 研究目的 3 1.3 研究内容和方法 3 2. 相关理论及政策 4 2.1保险业与实体经济 4 2.1.1相关概念 4 2.1.2保险业与实体经济的关系 4 2.1.3保险业服务实体经济的必要性 5 2.2保险业服务实体经济的相关政策 5 2.3 监管政策及其对保险业的影响 6 2.3.1不利于准备金的积累 6 2.3.2不利于完善保险市场 6 3. 贵州省实体经济发展及融资需求 6 3.1综合实力明显增强，经济结构逐渐优化 6 3.2居民收入水平上升，消费结构优化 8 3.3对外贸易高位稳定运行，开放水平不断提高 8 4. 当前贵州省保险业服务实体经济的现状及不足 9 4.1贵州省保险业服务实体经济的