我国信托业的现状及其发展研究.doc

西北工业大学 硕士学位论文 我国信托业的现状及其发展研究 姓名：李哲 申请学位级别：硕士 专业：马克思主义理论与思想政治教育 导教师：毛加强西北1:业人学硕士学位论文 两北丄业人学硕十学位论文 L拘北工业人学硕士〒：位论文 Abstract Trust is an innovative property management system, it originates from England and developed in American and Japan. Because of the function of property management and finacing, it has already become the property management mode that is often used in market economy countries. Since the reform opening in China, trust industry was went trough five times reorganization, and came back to itself finally. During this period, we review the development history of trust industry and analyze the current development direction to find out measures to accelerate it is an important task that has theoretic significant as well as reality significant. Firstly, the article starts with the basic concept of trust, taking apart the character and the effect in market economy, then through looking back of the development history in the leading developed countries to analyze the revelation to our trust industry. The article analyzes the Chinese trust industry from the development history to actuality, confirming the orientation and function of our trust industry. Based on it, it discusses the development direction and stratagem of our trust industry and put forward the viewpoint. At last, through analyzing the limitation elements to point out the main measures which can hasten the development of our trust industry. ne analysis on development direction of our trust industry and the design on development stratagem of trust companies are the innovation of this article. ；key words] trust trust industry function orientation development direction development stratagem development measure 第一章 导论 1，1硏究的背景及意义 信托最早起源于英国，是建立在信任基础上，财产所有者出于增加 利益或其他特定目的，委托他人管理或处分财产的一种制度。这种制度 因其具有在财产管理、资金融通、投资理财和社会公益等方面的功能， 从而成为市场经济国家所釆用的一种财产管理制度，并在欧、美、亚、 澳各洲得到了迅速发展。因此可以说，信托的发展是市场经济进步的- 种体现。 信托业作为现代金融业的四大支柱之一，其“受人之托、代人理财” 的职能是金融领域其他行业所不能替代的□随着生产力的发展和社会财 富的增加，通过信托形式可以转化闲置资金用于社会投资；随着社会保 障基金和其它公益基