我国商品房预售制度现状与完善.docVIP

我国商品房预售制度的现状与完善 刘博 2010级法学研 2010210654 摘要 商品房预售作为商品房销售的一种方式，是房地产开发经营企业将正在建设而尚未竣工的房屋预先出售给承购方，承购方交付定金或购房款，并在未来确定的日期将预售房屋交付给承购方的一种法律行为。我国商品房预售制度是在商品房供给严重不足，建设资金匾乏的情况下得以确立和发展，成为商品房销售的一种主要方式。从实践看，商品房预售制度对于国内房地产业发展在加速资金周转、提高资金使用效率、阳氏开发成本等方面发挥了重要作用。但是由于商品房预售制度本身存在着一些缺陷、法律的不完善和商品房预售管理方面的问题，导致预购人在购买预售房时，面临许多不确定因素，如延期交房、预售款被非法挪用、房屋质量不合格、规划变更，房地产开发商的种种违规、欺诈等行为屡见不鲜，严重地损害了预购人的利益，导致了商品房预售中购房人与开发商之间权利义务的失衡，使得商品房预售的风险归集于银行和预购人，扰乱了商品房预售市场秩序，进而影响整个房地产市场健康、有序的发展。我国关于商品房预售制度的立法层次较低，而且各地的立法、司法实践不相统一。本文通过对商品房预售制度相关理论的研究，从完善商品房预售相关法律，加强对商品房预售行为的监管，切实保护商品房预购人权益等方面进行探讨，以期能有益于我国商品房预售市场的健康发展。 关键字：商品房；预售；完善 Abstract Presale of commercial residential building, as a way of commercial residential building sale, is a legal act by which the real estate enterprises pre-sells the house under construction and delivers it to the buyers on a determined future day and the buyers prepays an amount of deposit or purchase price. The system of presale of commercial residential building has been established and developed under a serious shortage of supply of commercial residential building and lack of construction funds, and now it becomes a principal way of commercial residential building sale. In practice, the system plays an important role in the development of real estate on accelerating cash flow and improving efficiency and reducing costs. On the other hand, because of its own defects and the imperfection of the laws and weak presale management, the system also results in some question, such as unbalance of rights and duties between buyers and sellers and almost all risks burdened by the banks or buyers, which affect the development if the entire real estate market. So it is necessary to discuss the issue. Key words：commercial residential building；presale；perfection 目录 TOC \o 1-3 \h \z \u HYPERLINK \l _Toc313896216 摘要 PAGEREF _Toc313896216 \h 1 HYPERLINK \l _Toc313896217 Abstract PAGEREF _Toc313896217 \h 2 HYPERLINK \l _Toc313896218 第一章 商品房预售制度概述 PAGEREF _Toc313896218 \h 4 HYPERLINK \l _Toc3138