PP网贷企业人力资源风险管理的缺失探究.docVIP

P2P网贷企业人力资源风险管理的缺失探究 　　 　　伴随着鼓励性的政策，P2P网贷企业成为当前与互联网金融有关的最热门话题之一。为了快速稳健扩张业务市场，P2P网贷企业对业务性风险的控制与防范较为注重，但对企业发展各个环节都依赖的人力资源却较易忽略，因此当前P2P网贷企业普遍性存在人力资源风险管理模块缺失。正确识别并有效评估当前P2P网贷企业人力资源风险，并及时采取针对性的风险应对对策，对我国P2P网贷企业构建核心竞争力和实现长足发展至关重要。 　　 　　文章以P2P网贷企业人力资源风险为研究对象，通过对当前P2P网贷企业的人力资源风险现状进行了访谈了解，指出当前P2P网贷企业人力资源风险的表现形态。在对人力资源风险的成因进行分析的基础之上，识别出当前P2P网贷企业人力资源风险指标，并构建出P2P网贷企业人力资源风险评估的指标体系。结合层次分析法确定了风险评估指标体系中各指标的权重，运用模糊综合评价法构建了P2P网贷企业人力资源风险评估模型并结合Z网贷平台的实际进行了案例分析。为了有效应对P2P网贷企业人力资源风险，文章最后提出了具有针对性的P2P网贷企业人力资源风险管理对策。 　　 　　关键词：P2P,网贷企业，人力资源，人力资源风险管理 　　 　　ABSTRACT 　　 　　Peer-to-peer lending is one of the hottest topics related to internetfinancial. With positive policies, peer-to-peer lending is booming. Inorder to quickly and steadily expand the business market, peer-to-peerlending enterprise attaches great importance to the business risk control. 　　 　　But for human resources required by all aspects has obviouslyoverlooked , human resources risk management module is obviouslymissing. Facing the peer-to-peer lending enterprise human resourcesgenerally loss, how to correctly identify peer-to-peer lending enterprisehuman resource risk, reasonable to evaluate these risks effectively andgive the risk response measures, is very important for peer-to-peerlending enterprise to enhance core competitiveness and achieve long-termdevelopment. Peer-to-peer lending enterprise human resource riskproblem is the most easily to ignore. The resulting risk cycle has severelydetrimental to peer-to-peer lending enterprise development. 　　 　　This paper analyses the present situation of human resource risk inpeer to peer lending industry, summers up the current P2P net loanenterprise human resource risk problems, and analyses the causes of theproblem. Subsequently, the paper identifies the peer to peer lendingenterprise human resources risk assessment indicators. Then, the indexsystem of peer to peer lending enterprise human resource risk assessmentis constructed and the weight of each index is determined. In the abov