国际结算双语考卷答案.doc

广西大学行健文理学院课程考试 试卷答案要点及评分细则 课程名称： 国际结算（双语） 考试班级：2007级国贸各班 试卷类型：期中考试卷 命题教师签名： 2010年 5 月 14 日 Part I单选题 1-5 CBCAD 6-10 DAADD Part II翻译题Please translate the following sentences from English to Chinese. (20 Points) To issue a bill of exchange comprises two acts by the drawer: 1) to draw and sign a bill; and 2) to deliver it to the payee. 签发汇票由出票人的两个行为构成：一是开出汇票并在签字；二是交付给收款人。 International settlement consists of international trade settlement and non-trade settlement. 国际结算包括国际贸易结算和非贸易结算。 SWIFT authentic key is used between SWIFT member banks for authenticating all messages to be transmitted through SWIFT. 环球银行金融电讯协会证实押被环球银行金融电讯协会成员行用于证实通过环球银行金融电讯协会系统传输的所有信息的真实性。 The guarantor is the bank that issues a letter of guarantee at the request of its customer. 保证行是在其顾客要求下签发保函的银行。 In cover, we have authorized Bank A to debit our account and credit your accounts with the above sum. 为偿付头寸，我们已经授权A银行将上述金额借记我们的账户，并贷记你们的账户。 A foreign branch bank is an operational branch established by a commercial bank in a foreign country. 一家国外支行是某家商业银行在国外开立的经营性质的分支机构。 Confirming bank means a bank that adds its confirmation to a credit upon the issuing bank’s authorization or request. 保兑行指的是在开证银的授权或要求下对信用证进行保兑的银行。 Remittance refers to the transfer of funds from one party to another among different countries. 汇款（汇付）是指资金在不同国家之间的转移。 TARGET (the Trans-European Automated Real-time Gross Settlement Express Transfer System) is a real-time gross settlement system of the euro. 欧洲跨国清算系统是实时的统一欧元清算系统。 A holder in due course refers to an individual who acquires a negotiable instrument in good faith. 一个正当持票人指的是一个善意得到一张可流通票据的人。 Part III 简答题（中文或者英文回答） 1汇票与支票的区别（P74各选3点） 种类 项目 汇票 本票 不同点 性质不同无条件的支付命令无条件的支付承诺基本当事人不同出票人、款人人制票人/付款人、收款人承兑提示的形式不同提示承兑和提示付款两种形式只有提示付款主债务人不同出票人在承兑前是主债务人，在承兑后成为从债务人制票人在流通期间始终是主债务人退票时是否作拒绝证书不需 Step 1: The exporter and the importer sign a sale contract，the exporter ship the goods; Step 2: The exporter signs the negotiation agreement with the remitting