国际贸易实务课件chapter4internationalpaymentandsettlement.pptVIP

International payment and settlement is financial activities conduced among different countries in which payments are effected or funs are transferred from one country to another in order to settle accounts, debts, claims, and so on. 要求与目的： 使学生了解国际贸易结算中使用广泛的支付工具、支付方式以及应用。 本章重点： 票据的分类及内容 汇付、托收的种类 信用证的含义、程序、特点、种类 本章难点： 汇付与托收的种类及程序 信用证的含义、程序、特点、种类 1. Means of Payment in International Trade Classification of Bill of Exchange Amount in Figure, Amount in Words a Promissory note is an unconditional promise in writing made by one person(the maker) to another(the payee) signed by the maker engaging to pay on demand or at a fixed or determinable future time a sum certain in money to or to the order of a specified person or bearer. A checque is defined as “an unconditional order in writing addressed by the customer to a bank signed by that customer authorizing the bank to pay on demand a sum certain in money to or to the order of a specified person or bearer. 2.?Modes of International Payment Classifications of Remittance Collection Kinds of Collection The Nature of Collection---Commercial Credit Collection Clause in Sales Contract Letter of Credit Advantage and Disadvantage of L/C Banker’s Letter of Guarantee----L/G Definition A bill of exchange is defined as “an unconditional order in writing, addressed by one person(drawer) to another(drawee), signed by the person giving it, requiring the person to whom it is addressed to pay on demand, or at a fixed or determinable future time, a sum certain in money, to or to the order of, a specified person(payee), or to bearer. Prerequisites for a valid endorsement: Should be normally effected on the back of a draft and signed by the endorser Must be made for the whole amount of the draft Blank endorsement Special endorsement Restrictive endorsement D/P at Sight D/P after Sight D/A 案例分析1：我某公司向日商以D/P即期方式推销某商品，对方答复若我方接受D/P 90天付款，并通过他指定的A银行代收可接受。问：日商为何提出此要求？ 案例分析2：我国A公司出口一批货物，付款方式为D/P 90天。汇票及货运单据通过托收银行寄抵国外代收行后，买方进行了承兑，但货到目的地后，恰逢行市上涨，于是买