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International_Group_Agreement(国际保赔协会的协议章程).pdf
INTERNATIONAL GROUP AGREEMENT 2008
AN AMENDED AGREEMENT dated 20 February 2008
BETWEEN the several parties whose names and addresses are set out in Schedule 1.
WHEREAS:
(1) The parties to this Agreement are mutual, non-profit-making insurance associations of
shipowners engaged in the insurance of marine risks, commonly described as protection
and indemnity risks.
(2) Since in a mutual, non-profit-making insurance association any under-contribution by one
insured must be made good by over-contribution by the other insured, it is desirable to
ensure that the members of each association contribute equitably to its expenses and
losses.
(3) Owing to the long tail nature of protection and indemnity risks a fair assessment of each
members contribution can best be made over a period of years, and an association in
which a member has been entered for some years is in the best position to estimate fairly
the risk that he represents.
(4) It is, therefore, to the benefit of members generally that the membership should remain
relatively stable and that the premium rates applied to a member who changes from one
association to another should be based on full access to the members record; but it is
also in the interests of each individual member that he should not be unduly restricted
from moving from one association to another.
(5) The associations recognise that a balance has to be struck between continuity and
freedom of movement and that subject to the overriding principle that all rates must be
reasonable, it is appropriate in seeking to achieve this balance to differentiate between on
the one hand cases in which a member is prepared to undertake a binding commitment to
move
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